Square’s Bitcoin payments let merchants accept BTC in 2025. Learn how to start today!

Big news for small businesses and crypto enthusiasts! As of July 23, 2025, Jack Dorsey’s Square has begun onboarding merchants to accept Bitcoin payments, marking a game-changing step for cryptocurrency adoption in everyday retail.

With a full rollout planned for 2026, millions of Square’s merchants can now use existing point-of-sale (POS) terminals to process BTC via the Lightning Network. This guide explores how merchants can leverage this feature, why it matters, and how to get started with Bitcoin payments to boost your business in 2026. Don’t miss the crypto revolution—read on to learn more!

Why Square’s Bitcoin Integration Is a Big Deal in 2025/2026

Jack Dorsey, a vocal Bitcoin advocate, has long championed its potential as the “native currency of the internet.” Square, part of Dorsey’s Block, Inc., serves 4 million merchants and processes $241 billion annually, per a 2024 Wikipedia report.

By enabling Bitcoin payments, Square is bridging the gap between crypto and mainstream commerce, allowing small businesses to tap into a growing market of BTC users.

With Bitcoin’s price soaring above $118,000 in 2025 amid a bull cycle, this move could transform BTC from a speculative asset to a practical payment method.

Key Benefits for Merchants:

• Lower Fees: Lightning Network transactions cost less than 2-3% credit card fees.
• Fast Settlements: Near-instant payments via the Lightning Network.
• Flexibility: Choose to hold BTC or auto-convert to fiat in real-time.

How Square’s Bitcoin Payments Work

Square’s Bitcoin integration, announced at the Bitcoin 2025 conference in Las Vegas, uses the Lightning Network, a layer-2 solution for faster, cheaper BTC transactions. Here’s how it works:

• Customer Payment: Shoppers scan a QR code at checkout to pay with Bitcoin from their wallet.
• Merchant Options: Sellers can hold BTC for potential price appreciation or convert it to dollars instantly.
• Existing Hardware: No new equipment needed—use current Square POS terminals.
• Seamless Process: Square handles exchange rates and confirmations, ensuring quick payouts.

Step-by-Step Guide for Merchants to Accept Bitcoin on Square

Ready to join the 4 million U.S. merchants potentially accepting BTC by 2026? Follow these steps to get started.

Step 1: Sign Up or Update Your Square Account

• Ensure you’re a registered Square merchant. Sign up at Squareup.com if you’re new.
• Update your Square POS app to the latest version to access the Bitcoin feature.

Step 2: Enable Bitcoin Payments

• Navigate to the Payments section in your Square dashboard.
• Select Enable Bitcoin Payments (available for select merchants in July 2025, expanding in 2026).
• Choose to hold BTC or auto-convert to fiat.

Step 3: Train Staff and Set Up Checkout

• Educate your team on accepting BTC via QR code scans.
• Display a “Bitcoin Accepted” sign to attract crypto users.

Step 4: Promote Your BTC Payment Option

• Share on social media platforms like X and Instagram.
• Join crypto communities on Reddit (e.g., r/Bitcoin) to reach BTC holders.
• Add a note on your website or email list using ConvertKit.

Real-World Impact: Why Merchants Should Care

Square’s Bitcoin rollout could save merchants money and attract new customers. For example, Stake n’ Shake cut payment processing fees in half by adopting BTC, per a Bitcoin 2025 conference report. With Bitcoin’s value climbing in 2025, holding BTC could also yield profits if prices continue to rise. However, merchants should be aware of:

• Volatility Risks: BTC’s price can fluctuate significantly.
• Regulatory Hurdles: Approvals vary by region, with full rollout expected by 2026.

Case Study: A small coffee shop in Las Vegas tested Square’s BTC payments at the Bitcoin 2025 conference. By offering Bitcoin as a payment option, they attracted 20% more customers during the event, boosting sales by $2,000 over three days.

Expert Quote: “Square’s Bitcoin integration empowers small businesses with lower fees and new revenue streams,” says Perry Wong, senior analyst at Coin Center.

Challenges and Considerations

While exciting, Dorsey himself noted modest adoption expectations due to BTC’s volatility, with users often preferring to hold rather than spend during a bull market. Merchants should:

• Monitor BTC price trends using CoinMarketCap.
• Consult a financial advisor to manage volatility risks.
• Stay updated on local regulations via CoinCenter.org..

FAQ

What are Square Bitcoin payments?

Square, part of Block, Inc., allows merchants to accept Bitcoin via POS terminals using the Lightning Network, with a full rollout by 2026.

How do merchants enable Bitcoin payments on Square?

Update your Square app, enable the Bitcoin feature in the Payments section, and choose to hold or convert BTC.

What are the benefits of accepting Bitcoin on Square?

Lower transaction fees, instant settlements, and access to crypto-using customers.

Are there risks to accepting Bitcoin?

Yes, price volatility and regional regulatory approvals are key considerations.

Here’s a Link to a post on “Top Crypto Payment Platforms for Small Businesses in 2026” for more options.

Summary

Jack Dorsey’s Square is revolutionizing retail by enabling Bitcoin payments for merchants starting July 23, 2025, with a full rollout by 2026. Using the Lightning Network, merchants can accept BTC on existing POS terminals, choosing to hold or convert to fiat, saving on fees and attracting crypto users.

Follow our step-by-step guide to enable BTC payments, promote your business, and join the crypto economy. With 4 million merchants and $241 billion in annual payments, Square’s move could make Bitcoin a mainstream currency in 2026. Start accepting BTC today and ride the wave of financial innovation!

Join Our Online Community

Want our Bitcoin Merchant Guide with setup tips and promo strategies? Join our community for weekly crypto and business hacks. Connect with us on Telegram and WhatsApp below 👇👇

• Check out full guides here: Paddedvibez.com/blog
• Get full updates: Minsjohnfrancis.com/blog
• Contact: WhatsApp
• Join Groups: WhatsApp Group 1 | WhatsApp Group 2
• Join Patreon: Patreon.com/Paddedvibez
• Download our App: Filelu Download
• Join Telegram: t.me/paddedvibezblog
• Follow our official channel on WhatsApp: WhatsApp Channel
• Subscribe on YouTube: YouTube @paddedvibezmedia
• Follow Facebook Page: Facebook.com/paddedvibez
• Follow on Twitter: X.com/Paddedvibez
• Follow on Instagram: Instagram.com/paddedvibezmedia
• Courses: Selar.co/m/Paddedvibez